North America’s Next-Generation Financial Platform

One Platform. Every Payment. Built on Trust.

OTT Pay integrates payments, card issuance, global accounts, and a consumer wallet into a single unified ecosystem, giving merchants the infrastructure to grow, and consumers the financial tools to spend, earn, and transfer money globally.
· In-store Payments · Online Payments · Wallets · Card Issuance · Global Settlement · SuperApps · In-store Payments · Online Payments · Wallets · Card Issuance · Global Settlement · SuperApps 

Trusted infrastructure. Global reach. Regulated in Canada.

Annual total payment volume (TPV)

C$ 0 billion+

Merchants 

0 +

Supported currencies

0 +

Markets served

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Built for Every Side of the Transaction.

Whether you’re accepting a payment, moving money across borders, or spending and earning through a digital wallet, OTT Pay is the platform connecting all three.
Merchants & Businesses

Accept every payment. Grow every customer relationship.

From a single Smart POS terminal to a full omnichannel stack, OTT Pay gives merchants a unified gateway supporting cards, mobile wallets, and QR codes across in-store and online channels. Every transaction builds a longer-term relationship, not just a receipt.

Cross-Border & Global Trade

Move money globally.

If your business moves money across borders, OTT Pay’s Smart FX engine will cost you less and settle faster than your bank. API-driven pay-in and pay-out with integrated FX, T+1 settlement access, and transparent predictable flows across 130+ markets and 80+ currencies.

Consumers & Everyday Spenders

One wallet. Every purchase earns.

The OTT SuperApp puts a full financial wallet in your pocket: pay in-store and online, send money home, earn points and cashback on every transaction, and unlock exclusive offers across a growing merchant network.

Fast to open. Simple to use. Built for the way you spend.

From First Tap to Lasting Loyalty – In One Platform.

OTT Pay removes the fragmentation across the entire payment and financial services lifecycle – from the moment a customer taps their card at a merchant’s Smart POS, to the instant a supplier is paid on the other side of the world, to the cashback that lands in a consumer’s wallet that evening.

Acquiring, issuing, FX, and a consumer SuperApp delivered on a single integrated platform.

Every transaction strengthens the network. Every merchant gains a customer. Every consumer earns.

A Platform Built for Scale.
A Business Built for Growth.

A Platform Built for Scale. A Business Built for Growth.

OTT Pay is a regulated, multi-licensed financial infrastructure company operating at the intersection of payments, FX, card issuance, and consumer financial services, including a SuperApp with a built-in wallet serving tens of millions of end users.

With C$10 Billion+ in annual TPV, 10,000+ active merchants, and operations across 130+ markets, we are building one of North America’s most comprehensive closed-loop financial ecosystems.

Trusted by Merchants Across Canada and Beyond 

One Platform. Global Payments. Built on Trust.

Connecting markets through a unified payments and financial platform – whether you are a local merchant, a cross-border business, or an institutional investor evaluating our platform.