
Annual total payment volume (TPV)
Merchants
Supported currencies
Markets served
From a single Smart POS terminal to a full omnichannel stack, OTT Pay gives merchants a unified gateway supporting cards, mobile wallets, and QR codes across in-store and online channels. Every transaction builds a longer-term relationship, not just a receipt.
If your business moves money across borders, OTT Pay’s Smart FX engine will cost you less and settle faster than your bank. API-driven pay-in and pay-out with integrated FX, T+1 settlement access, and transparent predictable flows across 130+ markets and 80+ currencies.
The OTT SuperApp puts a full financial wallet in your pocket: pay in-store and online, send money home, earn points and cashback on every transaction, and unlock exclusive offers across a growing merchant network.
Fast to open. Simple to use. Built for the way you spend.
OTT Pay removes the fragmentation across the entire payment and financial services lifecycle – from the moment a customer taps their card at a merchant’s Smart POS, to the instant a supplier is paid on the other side of the world, to the cashback that lands in a consumer’s wallet that evening.
Acquiring, issuing, FX, and a consumer SuperApp delivered on a single integrated platform.
Every transaction strengthens the network. Every merchant gains a customer. Every consumer earns.
OTT Pay is a regulated, multi-licensed financial infrastructure company operating at the intersection of payments, FX, card issuance, and consumer financial services, including a SuperApp with a built-in wallet serving tens of millions of end users.
With C$10 Billion+ in annual TPV, 10,000+ active merchants, and operations across 130+ markets, we are building one of North America’s most comprehensive closed-loop financial ecosystems.
Having Alipay and WeChat Pay alongside our regular card terminal – all in one system – has made a real difference to our business.
General Manager
Premium Retail Boutique, Vancouver
OTT Pay’s Smart FX engine has cut our conversion costs considerably and the T+1 settlement means our suppliers in Asia get paid faster. It has genuinely changed how we manage our cash flow.
Finance Director
Import & Export Business, Toronto