Move Money Globally. Keep More of Every Transaction.
OTT Pay gives businesses the infrastructure to collect payments from customers worldwide, hold and convert funds faster, cheaper, and with full visibility at every step.
The cross-border infrastructure behind your global business
Markets – collect and pay worldwide
Currencies accepted – accept, hold, and convert
Settlement – faster access to your funds
Most Businesses Paying Internationally Are Paying Too Much. You Don't Have To.
When cross-border payments run across multiple bank accounts, each market carries its own currency, its own settlement lag, and its own conversion cost.
From a single platform, OTT Pay connects collection, conversion, and payout into one transparent flow – so you move money the way your business actually needs to move it.
- One collection platform – named same-name accounts in major global markets - your business name on every inbound transfer, no third-party intermediary
- One FX engine – convert between 80+ currencies at competitive rates with real-time visibility into your exposure – not your bank's spread
- One settlement flow – API-driven pay-in and pay-out across 130+ markets via local rails and SWIFT, with T+1 settlement in select corridors
- One dashboard – OTT Remit gives you real-time visibility into balances, pending settlements, and FX exposure across every market
Named Accounts. Local Presence. Real Credibility.
OTT Pay’s Global Collection Accounts give your business a named, same-name account in major markets, so you collect like a local and settle like a global business.
- Same-name collection accounts – open named accounts in major global markets – your business name on every statement, compatible with Amazon, eBay, Shopify, and PayPal
- Fast account opening – T0-T2 accelerated approval – respond to market opportunities without waiting weeks for bank onboarding
- 14 currencies – collection accounts covering G14 currencies across Europe, the Americas, Africa, and Asia via local rails and SWIFT
- Goods & services documentation – official account-opening documentation to support lawful, auditable cross-border trade flows
- OTT Remit treasury hub – real-time visibility into your global financial position – balances, pending settlements, and FX exposure in a single dashboard
- Platform compatibility – compatible with Amazon, eBay, Shopify, and PayPal – collect marketplace payouts directly into your OTT global account
OTT Pay is one of the few platforms in Canada offering named same-name global collection accounts alongside fully integrated FX and payout – without requiring a separate banking relationship for each market.
Stop Losing Margin to Your Bank's FX Spread.
The average business moving money internationally loses 2-4% on every conversion to their bank’s spread. OTT Pay’s Smart FX engine gives you competitive rates, real-time conversion, and the tools to manage your currency exposure before it becomes a problem. Every conversion is transparent, every rate is live, and the settlement flows directly into your global payout.
- Competitive FX rates – institutional-grade spreads – significantly tighter than high-street bank conversion rates on cross-border transactions
- Real-time conversion – convert between 80+ currencies at live market rates – no delays, no surprises on settlement
- Multi-currency holding – hold balances in multiple currencies and convert when rates are favourable, not when the settlement cycle forces you
- FX exposure management – monitor your currency exposure in real time and manage conversion timing to protect your margins
- Integrated global payout – convert and pay in a single flow – funds move from collection to supplier payment without manual steps
- Transparent pricing – no hidden fees buried in the spread – what you see is the rate you convert at
What a Purpose-Built Cross-Border Platform Actually Looks Like.
Most FX providers handle conversion. Most banking platforms handle collection. OTT Pay is one of the few platforms in Canada that does both – and connects them to merchant acquiring, loyalty, and a consumer SuperApp on the same infrastructure.
Features | OTT Pay | Typical Processor |
|---|---|---|
Named same-name collection accounts | All major markets, T0-T2 opening | Often third-party names; slow to open |
FX rate competitiveness | Institutional-grade spreads | 2-4% typical bank spread |
T+1 settlement | Select corridors | 3-5 days standard banking |
130+ market payout | Local rails + SWIFT | Limited corridors |
Integrated with POS & acquiring | Single platform, one dashboard | Separate systems |
Real-time treasury dashboard | OTT Remit included | Rarely included |
Canadian regulatory standing | Bank of Canada, FINTRAC, CIRO | Varies |