Every Payment. Every Reward. One App That Grows With Every Tap.
The OTT SuperApp is the connective layer between every merchant on the OTT Pay network and every consumer using the OTT Wallet for payments, lifestyle services, loyalty rewards, and cross-border remittances.
For merchants, it's a direct channel to 10+ million active users and a precision marketing platform that turns every transaction into a retention tool. For consumers, it's one-click checkout, real-time rewards, and a financial wallet built for the way the world actually spends money.
Trusted infrastructure. Global reach. Regulated in Canada.


Most Loyalty Apps Are Separate from the Payment. The OTT SuperApp Is Built Into It.
The OTT SuperApp is built on top of OTT Pay’s payment infrastructure – which means loyalty, rewards, and wallet activity are native to the transaction itself. Every tap at an OTT Pay merchant earns automatically. Every transfer clears in real time. Every offer is personalised by AI – not a segment, but you specifically. One app. Every payment earns.
- One wallet – pay in-store and online at any OTT Pay merchant
- One loyalty engine – every transaction feeds the rewards programme automatically
- One remittance platform – send money to family and friends in 130+ markets at competitive rates, with real-time tracking and local currency settlement
- One merchant network – access exclusive offers, loyalty tiers, and member-only deals across 10,000+ merchants in the OTT Pay network
A Direct Channel to Millions of Active Users.
The OTT SuperApp gives merchants a proprietary ecosystem where your brand, your offers, and your loyalty programme are native to the payment itself – and where every transaction builds a longer-term customer relationship.
- Merchant digital storefront – your business listed and discoverable within the OTT SuperApp
- Precision marketing tools – use OTT Pay transaction data to target the right customers with the right offer
- Loyalty programme integration – every in-store and online transaction feeds your loyalty engine
- Proprietary wallet payment channel – customers paying via OTT Wallet reduce your reliance on third-party card networks
- Membership & voucher programmes – create custom membership tiers, digital vouchers, and gift card products
- OTT SuperApp integration – every card purchase connects to the OTT loyalty engine
One Wallet. Every Purchase Earns. Every Transfer Clears.
The OTT Wallet is a full financial wallet built for the way a globally connected generation manages money – spending in multiple currencies, sending money home, earning rewards on every transaction, and expecting checkout to take one tap.
- OTT Wallet – a full digital wallet for in-store and online payments
- Real-time loyalty & rewards – every purchase earns points, cashback, or merchant-specific rewards
- Cross-border remittance – send money to family and friends in 130+ markets at competitive rates, with real-time transfer tracking and local currency settlement
- Exclusive merchant offers – access member-only deals, loyalty tiers, and limited offers across the OTT merchant network
- Multi-currency wallet – hold balances in multiple currencies and pay international merchants in their local currency
- AI-personalised rewards – machine learning identifies the best cashback offers and loyalty opportunities for your specific spending patterns
What Makes the OTT SuperApp Different from Every Other Wallet.
The OTT SuperApp is not a loyalty programme with a payment feature bolted on. It is a payment infrastructure company’s consumer product – which means the loyalty, the wallet, and the rewards are native to the transaction, not layered on top of it after the fact.