Every Payment. Every Channel. One Platform.
OTT Pay gives merchants a single, unified payments stack – accept Visa, Mastercard, Interac, Alipay+, WeChat Pay, UnionPay, USDC & USDT (Stable Coin), and more through your Smart POS terminal, hosted checkout, or custom API integration.
Trusted by 10,000+ merchants across Canada
Merchants
Markets served
Supported currencies
Most Merchants Run Two Payment Systems. You Don’t Have To.
When your in-store and online payments run on separate platforms, you get separate dashboards, separate settlement timelines, separate support lines, and a reconciliation headache at the end of every month. And neither system talks to your loyalty programme.
From a single integration, OTT Pay unifies your entire payments operation and connects it to loyalty and the OTT SuperApp. What happens at the Smart POS and what happens at checkout are finally the same conversation, and every transaction builds a customer relationship.
- One dashboard – In-store and online transactions, settlements, and loyalty data in a single view
- One settlement – Consolidated payout across all channels, every business day
- One support line – 24/7 AI-Agent plus dedicated merchant success team
- One loyalty engine – Every transaction (in-store or online) feeds the OTT SuperApp rewards programme
Smart POS – Accept Every Payment, In Every Setting
Our Smart POS terminal does more than process cards. It accepts every major payment method – including the Chinese mobile wallets your customers already use – and connects directly to OTT Pay’s loyalty and rewards engine so every tap builds a longer-term relationship
For merchants, it’s an Android-based, cloud-connected, high-volume terminal. For customers, every tap earns points, unlocks offers, and builds their OTT Wallet balance.
- Smart POS terminal – Android-based, cloud-connected, built for high-volume retail and hospitality
- Tap, chip & PIN, swipe – Full Visa, Mastercard, Interac, and Amex acceptance as standard
- Asian wallet acceptance – Alipay+, WeChat Pay, UnionPay, and Stable Coin natively integrated; no third-party hardware required.
- Loyalty at the point of sale – Every transaction links directly to the OTT SuperApp – customers earn points, redeem rewards, and grow their wallet balance in real time.
- Real-time transaction monitoring – AI fraud detection running on every tap
- T+1 settlement – Funds in your account the next business day
One Terminal. Every Market.
Whether your customers are paying with Interac, Alipay+, WeChat Pay, UnionPay, or a European digital wallet, OTT Pay's Smart POS handles it natively – no dongles, no workarounds, no third-party middleware. 130+ markets. One tap.
Online Checkout That Converts Across Borders.
Whether you’re running an e-commerce store in Vancouver or a cross-border marketplace moving goods globally, OTT Pay’s online payments infrastructure handles the checkout, the currency conversion, and the settlement — so you’re focused on the sale, not the plumbing. And every online transaction is just as eligible for OTT SuperApp loyalty and rewards as an in-store one.
- Hosted payment page – PCI-compliant, mobile-optimised, configurable to your brand; live in less than 5 minutes
- API & SDK integration – RESTful API and developer documentation for custom checkout experiences
- 80+ currencies accepted – Display prices and accept payment in local currencies across 130+ markets
- Asian digital wallet checkout – Alipay+, WeChat Pay, and UnionPay available natively at online checkout
- Apple Pay & Google Pay – One-tap checkout for mobile buyers
- AI fraud detection – Machine learning models running on every transaction, not just flagged ones
- Stable Coin – USDC & USDT
- Chargeback protection – AI monitoring identifies dispute risk before it escalates
What a Full-Stack Payments, Wallet, and Loyalty Partner Actually Looks Like.
Most payment processors handle the transaction and stop there. OTT Pay connects every payment to loyalty, the consumer wallet, cross-border settlement, and AI-powered business intelligence – all from a single platform. One Smart POS. One integration. One network that grows with every tap.
Features | OTT Pay | Typical Processor |
|---|---|---|
In-person + online, unified | One platform | Often separate |
Asian wallet acceptance (native) | No middleware needed | Rarely |
Loyalty & rewards built in | Every transaction earns | – |
Cross-border settlement | 130+ markets, T+1 | Limited |
AI fraud detection | Every transaction | Basic rules-based |
80+ currencies | 30-40 typically | 30-40 typically |
Canadian regulatory standing | Bank of Canada, FINTRAC, CIRO | Varies |